As of Friday, your credit report should no longer include paid-off medical debt. You may want to confirm your report is right, consumer advocates say.
You can get a free copy of your report from each Equifax, Experian and TransUnion at
. Through the end of 2022, you can get free weekly reports through that site instead of the usual once a year.. [That's the debt that ought to disappear under the new rules. Check the section where the report"flags" new debt, as well as the"account information" or"collections" section of the report. If you see debt that you've already paid off , you can dispute it directly with the credit reporting firm whose report has the mistake. Each of the reports may contain different information, so it's worth checking all three.
Federal law requires the credit bureaus to investigate disputes within 30 days and notify you within five days once the investigation is done.with the Consumer Financial Protection Bureau, U.S. PIRG notes. Money 101 is an 8-week learning course to financial freedom, delivered weekly to your inbox. For the Spanish version Dinero 101, click here.
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