Social Security & You: Social Security for younger retirees

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Social Security & You: Social Security for younger retirees
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Conventional wisdom has it that to get the most out of your Social Security, you should wait as long as possible to start your benefits. That’s good advice for some, but not for all. There are a variety of reasons…

but not for all. There are a variety of reasons why you might want to take your benefits at 62 or some other point before you reach your full retirement age. Today’s questions come from people like that.

Speaking of your wife, if she doesn’t have your health issues, she might want to consider waiting until her full retirement age to start her own benefits. Q: In a recent column, you gave an example of a guy who was 67 on April 7. And that’s when he wanted his benefits to start. You said that the first check he would be due is the April check, which would be paid in May. Well, I just signed up for my Social Security to start at age 62. I am 62 on June 12. But a letter I got from Social Security said my first check would be the July check, payable in August.

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