Struggling student loan borrowers may miss out on big part of child tax credit

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Struggling student loan borrowers may miss out on big part of child tax credit
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Large part of expanded child tax credit may not reach struggling student loan borrowers

Approximately 9 million student loan borrowers are in default, and around half of them have a dependent child, according to an estimate by the National Consumer Law Center.The expansion of the child tax credit is aimed at lifting millions of American families out of poverty. Yet an omission in its legislative language may leave behind a group that would most benefit from it: struggling student loan borrowers.

The American Rescue Plan, the $1.9 trillion stimulus package signed into law in March, expanded the existing child tax credit, upping the payments, making them available to more people and doling out the money in monthly installments. Under the new rules, families can get up to $3,600 a year for each child below the age of 6, and as much as $3,000 for those between 6 and 17. Beginning in July, that led to eligible households receiving up to $300 a month per child.More from Personal Finance:

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