A recent study conducted by the Chamber of Commerce, a product research company specializing in real estate, revealed that more than 25% of homeowners in the United States are burdened by housing costs, spending over 30% of their income on their homes.
, a product research company specializing in real estate, revealed that more than 25% of homeowners in the United States are burdened by housing costs, spending over 30% of their income on their homes.
While rates have cooled slightly since early 2023, new homeowners still face significantly higher monthly mortgage payments compared to those who locked in lower rates. However, with the current housing affordability challenges, many individuals need help to abide by this rule.From 2015 to 2019, the percentage of financially burdened homeowners in the United States decreased annually, dropping from 29.4% in 2015 to 26.5% in 2019.
Similarly, in New York City, the percentage of house-poor homeowners increased to over 45% in 2021, up from 41.3% in 2019.
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