Talking money with finance expert Jean Chatzky: This is the top money rule I live by

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Talking money with finance expert Jean Chatzky: This is the top money rule I live by
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.JeanChatzky, financial editor of the TODAYshow, says this is the top money rule she lives by. investinyou (in partnership with acorns)

Jean Chatzky believes that anyone, no matter what they earn, can live a happy, comfortable life by following a few simple money rules. Yet there is one rule she says tops them all:"If you can't see it and you can't touch it, you won't spend it. This is why 401s work, but it's also why you have to put 401 systems around every single goal that you're trying to save for.

"Hope is not an an investment strategy. You can't just sit there and hope that one day it'll all be OK, because unless you're planning for it and actually doing things to get yourself there, you won't," she says.

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