U.S. News is out with its list of the best credit cards by category, from cash back to travel rewards to business cards and 0% APR
That’s according to the U.S. News & World Report ranking of the “best credit cards of 2020,” released Wednesday, which ranked a variety of credit cards from airline and travel rewards, to balance transfer and 0% APR, to cash back and business cards. The ranking factored in rewards rates and sign-up bonuses, as well as annual, foreign transaction and balance transfer fees, and introductory and ongoing APRs.
NerdWallet calls it “nearly perfect for paying down debt,” though it warns that “there’s not a whole lot of value to be had once the 0% intro APR period ends.” In other words, be sure to pay that balance off in full before that period ends or it could be very costly.
However, the annual fee is extremely high at $595 per year. The Points Guy website, which reviews credit cards, sums up this card by saying it offers “big price, big perks.”
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