These 4 charts capture the current state of student loan debt in the U.S.

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These 4 charts capture the current state of student loan debt in the U.S.
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President Biden’s student loan forgiveness announcement could wipe the slate clean for as many as 14 million borrowers. Here’s a breakdown of the state of student loans across the U.S.

Student debt has ballooned

According to the Federal Reserve, borrowers collectively held more than $1.5 trillion in student debt in the second quarter of 2022. Student debt is the largest consumer debt category after mortgages.Data from the Education Department shows that more than 45 million people hold federal student loans, with more than half owing less than $20,000. Approximately 14.6 million borrowers owe up to the $10,000 forgiveness cap, although those that earn more than $125,000 annually would be ineligible.

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