These are the most affordable UK cities for buying a home in 2021 (via CNBCMakeIt)
The Peace Bridge is a cycle and footbridge bridge across the River Foyle in Londonderry, Northern Ireland. It opened on 25 June 2011, connecting Ebrington Square with the rest of the city centre.Londonderry, in Northern Ireland was found to be the most affordable U.K. city for buying a home in 2021, according to an analysis by British bank Halifax.of most affordable U.K.
Winchester was found to be the least affordable U.K. city for buying a home this past year. The southern city, which was England's first capital, had an average house price of £630,432 and a typical salary of £45,059, equating to a price-to-earnings ratio of 14 times. On average across all 61 U.K. cities ranked by Halifax, the bank said a home now typically costs 8.1 times the average salary, with a standard house price of £287,400 and mean annual earnings of £35,677. The gap between house prices and earnings has continued to grow in the past decade, with an average price-to-earnings ratio of 5.6 times in 2011, for comparison.
"For city home-movers who want to stay in their area, the level of equity in their current property is likely to be an important factor in how affordable the local area is for them, whereas raising a deposit remains an issue for many first-time buyers," he said.
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