Try this 30-day money challenge to get smarter and be more successful with your money

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Try this 30-day money challenge to get smarter and be more successful with your money
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Try this 30-day money challenge to get smarter and be more successful with your money (via CNBCMakeIt)

Day 2: Find an accountability buddy

, which currently boast rates around 4%, compared with just 0.23% for traditional accounts. That's the difference between earning $400 in interest per year versus $23.Now that you have a a list of goals and an interest-bearing savings account, . Take a look at your credit card statements for the past 12 months. Are there any recurring payments you no longer need? If so, take a few minutes to cancel.Day 9: Automate your savingsto your emergency fund or other savings account through your employer's direct deposit system.

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