Why has Sen. Dick Durbin, Illinois Democrat, declared war on credit cards?
FILE - Credit cards are pictured fanned out in New Orleans, on Aug. 11, 2019. The U.S. economy grew faster than expected in the July-September 2022 quarter, the government reported Thursday, Oct. 27, 2022, underscoring that the United States is …
But you know who else loves the convenience of credit cards? Store, restaurants, merchants, online services. They have vastly expanded retailers’ transactions and sales. This year, there will be nearly $5 billion of plastic card financial transactions, two to three times the amount in 2012. The chart shows that the fees have gone up more slowly than the amount of sales.
Last week, the senators released a study asserting that this bill would save the average consumer $1,000 a year. But this was the same claim Mr.made about his debit card price controls. The consumers didn’t save money: The merchants pocketed nearly all the money, and it nearly ended “free checking” services by banks.
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