XRP is now at the center of a legal battle between the company and the U.S. SECGov, alleging that Ripple sold the asset in violation of federal law. Although Ripple and $XRP are inherently related, they are still separate entities — at least, on paper.
, which is a product used to speed up the transfer and exchange of fiat currencies between countries.In its entirety, Ripple provides a real-time gross settlement system , currency exchange and remittance network. The platform, which is supported by its blockchain payment protocol, uses RippleNet to facilitate instantaneous transactions between financial entities.
Like the standardized HTTPS, which is used as a common protocol for information transfer across the internet, RippleNet provides a framework and a set of rules called the Ripple Transaction Protocol for all network participants to follow, thereby reducing bottlenecks in transactions.. They can also use a library in various programming languages, including Java, JavaScript, Python, and more.
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