The $2 trillion coronavirus relief package passed by the Senate contains a big boost in unemployment benefits for Americans. Here's what you need to know.
If you were laid off by your employer, you are eligible to collect unemployment.
The legislation extends benefits to previously ineligible workers. This includes self-employed workers, people seeking part-time work, workers who can't reach their place of work as a result of COVID-19 and those don't have sufficient work history to otherwise qualify for benefits. Unfortunately, just because you apply doesn't mean you'll receive benefits — the share of laid-off workers who receive unemployment range from a low of 10.5% in North Carolina to more than 50% in New Jersey, according to the W.E. Upjohn Institute for Employment Research.Yes, the legislation extends unemployment checks to gig workers, like Uber and Lyft drivers, who are generally independent contractors rather than the salaried employees typically eligible for unemployment.
The guidance should also stipulate if and how gig workers can get benefits for a severe decline in income, rather than outright job loss. Gig workers and contractors are likely to be able to get partial benefits if they don't earn too much, said Stephen Wandner, a labor economist at the Upjohn Institute.Generally, you'll need to file an unemployment claim in the state where you worked. File a claim as soon as possible after becoming unemployed.
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