Owning a cat vs. owning a dog — which pet makes better financial sense?
The face-off If you’re not already a pet owner, headlines about pandemic pets may have you pondering pet parenthood. Some people strongly identify as either a cat or dog person, but others feel more flexible about their animal allegiances. If you’re on the fence about Fluffy vs. Fido, pull up a chair.
Why it matters People often overlook the full financial consequences of adding a pet to their household, said Dr. Rebecca Greenstein, Veterinary Medical Advisor for Rover ROVR , a platform for booking pet care. Some 38% of new dog owners expected to pay $500 or less to bring home a dog, but the up-front costs actually ranged from $1,050 to $4,480 on average, according to a survey of pet owners by Rover.
Cat owners said their first-time costs ranged from $695 to $3,100, including adoption fees, toys, litter box, and other equipment, according to the Rover survey, while dog owners paid first-time costs ranging from $1,050 to $4,480. There’s a caveat though. Cats tend to live longer than dogs, so the costs could even out over the life of the pet, depending on the breed. Indoor cats can live up to 20 years, while some larger dogs like Great Danes are considered elderly at 8, Greenstein said.
At a time when nearly half of Americans say the pandemic has divided their communities and our democracy is fractured to the point of breaking, owning a pet that creates opportunities to socialize feels like a positive step for your own mental health and — at the risk of sounding grandiose — for the good of the country as a whole. So, for your health, for your country, invest in a dog. If you want to save money, go with a rescue and get a smaller breed.
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