Hint: insurance.
based in Scottsdale, Arizona."Renters insurance policies cover a specific property at a specific address, so once you've moved out of your old place, don't forget to cancel your old policy," he says.
When shopping around for renters insurance, Burgess says to use Google and compare provider rates for different plans. Additionally,"consider taking a look at ratings and reviews from customers and industry experts," he says. "In exchange for the protection that renters insurance provides, you'll make monthly or yearly payments—known as your 'premium')—to your insurance company," says Burgess. He adds that the premium depends on a range of factors, including geographic location, the amount of coverage you want to purchase, your claims history, and more.
While most standard insurance policies include personal liability coverage, it's important to check with your insurer to see if it's included in your plan."This [personal liability coverage] could come in handy in a number of situations, including if/when you need a lawyer to defend you, medical payments to others, property damage payments, damages caused to others by your pets, and damages caused to others by members of your household," explains Burgess.
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