Because I live within my means, I enjoy a significant level of freedom that others do not. It allows me to sleep better, carry less stress, and live a more calm, relaxed life.
Our world works hard to convince us to outspend our income and then provides a thousand ways for us to do it, even delivering pre-approved cards of plastic directly to our mailboxes. And from the outside, a life built on credit may appear the life we desire—with its bright lights, its bold colors, and the strong impressions we are able to make. The man with the flashy sports car certainly turns more heads while stopped at a red light than I do with my Honda.
I know there are any number of uncontrollable circumstances that may make this choice impossible for some—tragedy, medical emergencies, or unexpected career downsizing as examples. But for those who still have the choice, I don’t think you’ll ever regret spending less than you make.Setting aside the uncontrollable scenarios for a moment, there are only two ways for families to begin living within their means if they have not already.
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