Think twice before using a debit card at a gas station
Another week, another data breach. The latest happened atConsequently, about 5.3 million stolen credit and debit cards from 35 U.S. states have hit the black market."One of the more popular underground stores peddling credit and debit card data stolen from hacked merchants announced a blockbuster new sale,Over half of Americans primarily use debit cards to pay for gas at the pump, according to a,com. It's reasonable to estimate, then, that more than 2.
In the GasBuddy study, respondents said the main reason they use debit cards at the pump is that it's so darn easy.bank to give you immediate access the money in your account. You swipe your card, type in your PIN and the funds shoot out of your account immediately, like electronic cash. It may be convenient, but using a debit card is very risky if there's a breach. Debit and credit cards are treated differently by
. Your personal liability for fraudulent charges on a credit card can't exceed $50. But if a thief uses your debit card number, you could be liable for $500 or more, depending on how quickly you report it.If you like the idea of paying with debit rather than credit, the smart move is to load your debit card on a mobile payment platform such as
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