Vivian Tu, known as “Your Rich BFF” to her millions of social media followers, tells CNBC Make It that budgeting doesn’t have to be hard. Here are her tips.
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It's OK if you're off by a few percentage points when divvying up your money. This guideline can help you get started, then you can adjust the numbers according to your lifestyle, Tu says.High-interest debt can easily balloon to an unmanageable amount, and it can be tempting to put all of your money toward paying it down.
"My best advice is write it down on a piece of paper. Say it out loud to a friend. Have it be so that it's not just you who knows about this goal," Tu says.
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