While you may want to spend your tax refund on a source of instant gratification, these money moves are smarter, TODAYShow financial editor Jean Chatzky says.
So before you splurge on a family vacation or go on a shopping spree, consider one of these smart money moves with your refund:, Chatzky warned that too often, they’ll resort to charging a credit card, which gets more expensive over time. “If you don’t have a cash cushion in the bank, put it there, use it for emergencies, replenish it over time,” Chatzky told Know Your Value. “Understand this is your get out of jail free money.
Ultimately, this “can buy yourself more years down the road of feeling free,” Chatzky added. “It’s a nicer way of being able to get the money in a pinch.”
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