You might be able to live solely on Social Security—but not if you want to maintain some semblance of the quality of life you had before.
, we tackled this very question. It may be possible to live on Social Security—but not if you want to maintain some semblance of the quality of life you had before.
“The long view of it is that I was an itinerant journalist who never worked for more than five years in one place,” David told me. After leaving the ailing newspaper industry at 60, he began freelancing and adjunct teaching, but it wasn’t enough. Another unpredictable life event—divorce—led David into what he calls a “slide into Social Security dependency.”
It’s not that David saved up nothing. A minor stock portfolio and the value of a house he sold kept David afloat for a few years. But after that it was just Social Security—and downward mobility. “The struggle, particularly if you’re living in New York or New Jersey, is to maintain a middle- to upper-middle class life,” David said.
And then there’s health. David is on Medicare, but he worries that he is still unprepared for a major medical episode: “I'm a little bit apprehensive about when I get something serious and it's going to kill me. But I just sort of pretend that's not gonna happen."
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