Dealing with the emotional toll of cancer-related financial stress is a tremendous challenge. What a psychiatric oncologist wants you to know:
Receiving a cancer diagnosis, and going through treatment, is emotionally difficult. Not only are you worried about whether the treatment will work , you also have to deal with the high financial cost of cancer care, even when treatment is covered by insurance. Health care in the United States is expensive, and to make matters worse, being out of work for surgery, chemo, and radiation reduces income, causing more stress.
My immune therapy cost thousands of dollars a month. I feel so guilty for getting this medicine when other people don’t even have insurance. I wonder if my life is worth all this. Accept that you have a medical problem to treat, and you are going to take care of yourself the best you can, which means a financial investment. You are worth spending money on. Remind yourself that if you don’t take care of your health, you won’t be able to work at all.
Prioritize your spending, which starts with a written budget. Figure out what is a need versus a want, then reduce the wants as possible.
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