How this 1 thing can change the way you pay off student loans
The College Affordability Act would enable borrowers toWhen you borrow federal student loans, the government charges you an origination fee, which is charged as a percentage of the amount you borrow and is added to your student loan balance. In contrast, most private student loan lenders do not charge an origination fee. Under the College Affordability Act, origination fees for federal student loans would be eliminated, which would save you money.
Income-driven repayment plans, for example, base your student loan payments on your family size and a percentage of your discretionary income, and then offerThe College Affordability Act would replace the current student loan repayment plans with two plans: one fixed student loan repayment plan and one income-based repayment plan. Fewer plans could simply student loan repayment and avoid confusion.
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