OPINION: Controlling spending, investing money and creating multiple income streams is the best way to reach financial independence.
If you’ve read anything in the news about what a millennial retirement will look like, you’ve noticed a widening preparation gap between millennials and their predecessors at a similar age. Why is this?
This is where I see the opportunity for millennials to redefine what normal retirement will look like. I don’t foresee us sailing off into the sunset to leave everything behind like so many boomers hope to do. The truth is, we don’t know what may come to pass- but it likely isn’t the status quo, because our country can’t afford it. Because of these trends, our retirement plans must change.
Baby boomers went to school in droves at affordable prices. They managed to make respectable livings by advancing their careers, earning pay raises, and saving money along the way. We are a generation forced to make its own way in the world- more so than baby boomers or Gen-Xers. And most important- it is up to us to seize this challenge and capitalize.
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